1. Information We Collect
1.1 Account Information We may collect information you provide when creating or using your account, such as:
- email address
- authentication credentials (password or login provider)
- name or username
- profile photo (if using third-party sign-in)
1.2 Financial Information You Provide Fimeto is designed for manual input of financial data. We may collect information you choose to enter, such as:
- transactions
- accounts and balances
- debts and payments
- savings goals
- budgets
- notes, categories, and related data
Fimeto does not access your bank accounts or collect banking credentials.
1.3 AI-Related Information If you use AI features (including the assistant Neto), we may process:
- your messages and prompts
- AI-generated responses
- contextual data necessary to generate responses
- derived insights or summaries for personalization
1.4 Technical and Usage Information We may collect certain technical and operational data, such as:
- user identifiers and subscription status
- device token (for push notifications)
- language, timezone, and preferences
- basic device and app information
- logs and usage data for functionality, support, and security
2. How We Use Your Information
We may use your information to:
- create and manage your account
- provide core Service functionality
- process and display your financial data
- generate AI-based insights and responses
- send essential service communications
- send push notifications (if enabled)
- manage subscriptions and premium access
- maintain security and prevent fraud
- improve, maintain, and develop the Service
- comply with legal obligations and enforce our Terms
We process data based on applicable legal grounds, including contract performance, legitimate interest, consent (where required), and legal obligations.
3. What We Do NOT Do With Your Data
- We do not sell your personal data
- We do not share your data with advertisers
- We do not use your financial data for third-party advertising
4. Third-Party Services
To operate Fimeto, we use third-party service providers that process data on our behalf or as part of the Service. These may include:
- infrastructure and database providers (such as Supabase)
- AI providers (such as Google services used for AI features)
- subscription management platforms (such as RevenueCat)
- notification services (such as OneSignal)
- authentication providers (such as Google Sign-In, if used)
These providers process only the information reasonably necessary to perform their functions.
When you use AI features, relevant portions of your input and context may be processed by third-party AI providers to generate responses.
5. Data Retention
We retain your information for as long as necessary to:
- provide the Service
- maintain your account
- comply with legal obligations
- prevent fraud and abuse
- resolve disputes
- enforce our Terms
If you delete your account:
- your data is generally deleted or anonymized within a reasonable timeframe
- some data may remain temporarily in backups or where legally required
- certain records may be retained for security, fraud prevention, or compliance
We may retain aggregated or de-identified data for analytics and product improvement.
6. Account Deletion
You can request or initiate account deletion through the app or support channels.
When your account is deleted:
- access to the Service ends
- deletion is generally permanent
- some data may be retained for legal, security, or operational reasons
Deleting your account does not automatically cancel active subscriptions purchased through Apple App Store or Google Play.
7. Your Rights
Depending on your location, you may have rights such as:
- access to your data
- correction of inaccurate data
- deletion of your data
- data portability
- restriction or objection to processing
- withdrawal of consent (where applicable)
To exercise these rights, contact us at: support@fimeto.com
We may request verification of your identity before processing requests.
8. Children's Privacy
Fimeto is not intended for individuals under 18 years old.
We do not knowingly collect personal data from minors. If you believe a minor has provided data, contact us and we will take appropriate action.
9. Security
We implement reasonable technical and organizational measures to protect your data.
However, no system is completely secure, and we cannot guarantee absolute security.
10. International Data Transfers
Your data may be processed in countries different from your own.
Where applicable, we rely on reasonable safeguards and appropriate mechanisms to protect your information in accordance with applicable laws.
11. Cookies and Similar Technologies
The mobile app may use local storage and similar technologies necessary for functionality, preferences, and session management.
The website may use cookies required for operation. If additional tracking or analytics tools are introduced, this Policy may be updated accordingly.
12. Changes to This Policy
We may update this Privacy Policy from time to time.
If we make material changes, we may notify you through the Service, by email, or by updating the "Last updated" date.
Your continued use of the Service means you accept the updated Policy.
13. Contact
For privacy-related questions or requests: Email: support@fimeto.com Operator: Junior Paulino Website: https://fimeto.com
14. Language
This Privacy Policy may be available in multiple languages.
The English version prevails in case of any inconsistency.