Fimeto Privacy Policy

Fimeto helps you record and organize information about your personal finances, such as accounts, income, expenses, budgets, goals, and debts.

All financial information displayed in Fimeto is entered manually by you.

Fimeto:

• Is not a bank.
• Does not move, receive, or hold your money.
• Does not connect to your bank accounts.
• Does not request banking passwords.
• Does not request complete card numbers or security codes.
• Does not display advertising.
• Does not sell or share your information with advertisers.

Account and sign-in information

To create and maintain your account, we may collect:

• Your email address.
• Your name.
• Technical information needed to keep your session secure.

You can sign in using an email address and password or through Google.

Authentication is managed by Supabase. Fimeto cannot view or store your Google password.

If you sign in with Google, we may also receive your Google profile picture. We use it only to display it within your Fimeto profile.

If you do not use Google to sign in, Fimeto does not collect a profile picture.

Financial information

We collect the information you manually enter into the application, including:

• Accounts and balances.
• Income and expenses.
• Budgets.
• Goals.
• Debts.
• Categories.
• Notes.
• Transactions and related information.

Fimeto does not request complete card numbers, banking passwords, or credentials used to access financial institutions.

Information used by Neto

When you use Neto, we process:

• Your question or message.
• The recent conversation history.
• The financial information needed to answer.
• Your language and certain technical instructions needed to generate the response.

Fimeto does not include your name or email address in requests sent to Vertex AI unless you enter them yourself in your message or they are needed to handle a specific request.

Purchases and subscriptions

Fimeto Pro payments are processed by Google Play.

Fimeto does not receive or store the complete details of your card or payment method.

We may receive information such as:

• Whether your subscription is active, cancelled, or expired.
• The product or plan you purchased.
• Technical purchase identifiers.
• Dates related to your subscription.

We use RevenueCat to verify subscription status and help prevent a purchase from being linked to the wrong account.

Notifications

If you allow notifications, we use OneSignal to deliver them.

We may process:

• A technical device identifier used for notifications.
• Your notification permission status.
• Technical information needed to deliver the notification.

We aim to ensure that notifications do not display exact amounts, account names, or private transaction details.

You can disable notifications at any time through your device settings.

Technical information

We may collect basic technical information, such as:

• Operating system.
• Application version.
• Language.
• Device type.
• Screens or features used.
• Technical errors.
• Information needed to prevent abuse or maintain security.

This information helps us fix problems and improve how Fimeto works.

Support

If you contact us or use the support form on our website, we may store:

• Your name.
• Your email address.
• The contents of your message.
• Any other information you choose to include.

We use this information to respond to you and resolve your request.

Do not include passwords, verification codes, complete card numbers, security codes, or identity documents in support messages.

Newsletter subscription

If you subscribe to updates through our website, we collect your email address to send you news about Fimeto.

Subscription is voluntary.

You can unsubscribe through the link included in our emails or by contacting support@fimeto.com.

We use information to:

• Create and maintain your account.
• Authenticate you and protect your session.
• Display and organize your financial information.
• Synchronize information between sessions.
• Allow Neto to answer your questions.
• Verify your access to Fimeto Pro.
• Send notifications you have authorized.
• Respond to support requests.
• Send updates when you have voluntarily subscribed.
• Detect technical errors.
• Prevent fraud, abuse, or unauthorized access.
• Improve the application and its features.

We do not use your financial information to display advertising.

Neto uses Google’s Gemini model through Google Cloud Vertex AI to generate responses.

When you use Neto, your message and the financial information needed to answer are sent to Google for processing.

You should understand that:

• Neto is an artificial intelligence system, not a person.
• It may make mistakes.
• It may misunderstand a question.
• Its responses may be incomplete or outdated.
• It does not move money or perform transactions for you.
• It does not make financial decisions on your behalf.
• It is not a financial, legal, tax, or accounting adviser.

You should not make important decisions based only on a response from Neto.

Fimeto does not use your conversations to train its own models.

Based on Fimeto’s current configuration, we use the following tools:

PostHog

PostHog records general usage events, such as:

• Opening the application.
• Using a feature.
• Creating a transaction.
• Completing an action within the app.

PostHog is not configured to:

• Record your screen.
• Use session replay.
• Automatically capture everything you type.
• Store amounts, balances, or private notes.
• Use your information for advertising.

Sentry

Sentry informs us when a technical error occurs and may record information such as:

• The screen where the error occurred.
• The type of error.
• The application version.
• The device type.
• Technical information needed to diagnose the problem.

Sentry is not configured to store:

• Passwords.
• Email addresses.
• Complete conversations with Neto.
• Financial information entered by the user.

Neither of these tools is used to display advertising.

We share information only with the providers needed for Fimeto to operate and only to the extent necessary to provide each service.

Some providers may process information in countries other than your own, including Canada or the United States.

We limit the information they receive to what is necessary to provide each service and apply reasonable measures to protect it.

Fimeto does not sell or rent your personal information.

We keep information only for as long as necessary to provide the service, maintain security, or fulfill a purpose described in this policy.

Our current retention periods are:

• Account and financial information: while your account remains active or until you delete it.
• Conversations with Neto: for up to 30 days, or less if you delete them earlier.
• Technical Neto records that do not contain the complete conversation: for up to 90 days.
• Encrypted backups: for up to 90 days.
• Support messages: for as long as needed to resolve your request and maintain a basic support history.
• Analytics and technical error data: for the period configured in PostHog and Sentry, while needed to detect problems and improve the application.
• Subscription information: for as long as needed to verify and manage your access to Fimeto Pro and for a limited period after the subscription ends.
• Newsletter email addresses: until you unsubscribe or request deletion.

If we make an important change to how or how long we keep your information, we will update this policy.

You can delete your account directly through the Fimeto settings.

Before confirming deletion, the application will show you what information will be deleted.

You can also request assistance by contacting support@fimeto.com.

When you delete your account:

• Your account information is removed from active systems.
• Your financial information is deleted.
• Your conversations with Neto are deleted.
• Your account becomes unavailable.
• Deletion normally cannot be undone.

Some encrypted copies may remain temporarily in backups for up to 90 days, until they are automatically replaced or deleted.

These copies are not used to restore deleted accounts.

If you register again using the same email address, you will start with a new account and your deleted information will not be recovered.

Google Play subscriptions

Deleting your Fimeto account does not automatically cancel an active Google Play subscription.

You must cancel the subscription directly through Google Play to prevent future renewals.

You can contact support@fimeto.com to request:

• Access to information associated with your account.
• Correction of inaccurate information.
• Deletion of your account and information.
• A copy of your information.
• Unsubscription from email updates.
• Additional information about how we handle your data.

We may request reasonable information to confirm that you are the account holder.

We will never ask for your password to verify your identity.

We use reasonable measures to protect your information, including:

• Encrypted connections.
• Access controls.
• Session protection.
• Database access restrictions.
• Monitoring of errors and unusual activity.
• Good practices for managing authentication and passwords.

However, no application connected to the internet can guarantee absolute security.

If you believe your account has been compromised, contact us at support@fimeto.com.

Fimeto is intended only for people who are 18 years of age or older.

We do not knowingly seek to collect information from minors.

If we discover that an account belongs to a person under the age of 18, we may close the account and delete their information.

We may update this policy when:

• We add new features.
• We change how we use information.
• We change service providers.
• We modify retention periods.
• We need to clarify part of this document.

When we update the policy, we will change the date shown at the beginning.

If the change is important, we will try to notify you through the application, the website, or the email address associated with your account.

Fimeto Developed and operated by Junior Paulino from Canada Privacy contact: Junior Paulino Support and privacy email: support@fimeto.com Website: https://fimeto.com